you have 3,300 hours you're not using


The hidden 38% of life you're probably wasting

Missed last week? — Catch up on the archive here

Hey Reader,

It’s the time of year again when everyone’s obsessed with locking in. Content on your feed is probably all about productivity, achievement, and goal setting.

And I’m not even mad at it.

I love a good reset, I’m all for ambition, and I think New Year's momentum is a real thing.

The problem is that most productivity advice is basically telling you to row harder in a boat that’s already taking on water.

90% of people don’t need a better rowing technique, they need to find and plug the leaks.

So no, in this newsletter I’m not going to tell you to wake up earlier and grind harder.

I’m going to show you where your time is actually going, and why you feel like you never have enough of it.

Fair warning: this part can sting. Nobody enjoys realizing they’ve been leaking hours like it’s normal.

But if you can stay curious instead of guilty, this becomes one of those “ohhhh… THAT’S why” moments, and it changes your relationship with your time in a way that’s hard to unsee.

Once I saw this, my entire view on “productivity” shifted.

Quick note: Running a quick new years promo on My Best Journal. The journaling system that teaches how to crush your 2026 in under two hours. Use YOUTUBE50 to get $50 off.

Let's run the numbers

8,760.

That’s the amount of hours you have in a given year. Doesn't matter how rich, broke, successful, or unsuccessful you are, we all get 8,760 hours.

So let’s say you work 50 hours a week. You’re going balls to the wall, every single week of the year. You don’t even take vacations or holidays.

That’s about 29% of your year, or roughly 2,600 hours.

Now let’s say you sleep a perfect 8 hours a night.

That’s another 33% of the year, around 2,900 hours.

Here's where it gets interesting and the reason I’m telling you all this.

What’s left on the chart?

38%

That’s roughly 3,300 hours a year that are completely yours.

And that’s true even in this “extreme” scenario where you work 50 hours a week, never take a real vacation, and sleep perfectly every night. You still have a massive chunk of time sitting there.

So if it feels like you have no time, the problem usually isn’t time itself. The problem is that you’re not seeing where it’s going.

The real question

So where is your 38% actually going?

This is where most people get stuck. They feel busy, they assume they’re productive, and they live off little stories like: “I don’t have time” “this week was crazy” “I’ve just been slammed.”

But have you ever actually looked?

Think about it this way: if you wanted to get in the best shape of your life, what would a good trainer have you do first? They wouldn’t start by screaming at you to run harder. They’d say, “track everything you eat for a month.” Because you can’t improve what you refuse to measure.

Time works the same way.

That 38% is supposedly “yours,” but most people are flying blind. They’ve got opinions about it, they’ve got excuses about it, but they don’t have data on it.

You can’t fix what you won’t look at.

The challenge

Here’s what you can do about it.

For the next seven days, I want you to track everything you do in 30-minute increments.

Yes, everything. Work, commute, meals, dishes, deep work, scrolling, netflix, gym, walking, dogs, family. All of it.

(You’ll get even insights if you do this for 30-days, but start with just seven)

I know how this sounds. It’s intense. You’re basically choosing to become a psycho for a week. But I promise if you do it, it will be one of the most eye-opening things you’ll do all year.

I’ve done this five or six times throughout my career, and every single time it exposes something I didn’t want to see. Not in a shameful way. In a “wait… THAT’S where it’s going?” way.

I’ve also given this exercise to hundreds of clients who say the same thing.

Where do you track all this?

Use anything: Notes app, paper, or duplicate the Google Sheet I use here: https://docs.google.com/spreadsheets/d/1oUBqKB3KqDujlIs_AQA6c20cLFM_smzAtggwrA9ad5g/edit?usp=sharing

Three Rules

Before you do this, I want to give you three rules so you don’t accidentally ruin the whole point.

Rule one: do not alter your week.

This is the biggest mistake people make. They treat the audit like a performance review and try to “win” the week by looking good on paper. Don’t. If you normally game for four hours, log four hours. If you scroll for two hours before bed, log it. The goal is not a perfect week, it’s your real week. You can’t plug leaks you refuse to write down.

Rule two: look for patterns.

Don’t obsess over one weird day. Zoom out. Patterns are where the leaks live.

When I tracked a month, I realized I wasn’t the “five days a week” gym guy I thought I was. I averaged two. Same with reading. In my head I was a daily reader, but in reality it was twice a week. The audit doesn’t just show your time, it shows where you’re exaggerating.

But here’s the bigger one. Every time I do this, I catch at least one “productive” pattern that’s really just avoidance.

I did this audit again in my late 20s and realized I’d spend 10 to 20 hours “researching” a video (I’m not exaggerating). And 90% of what I wrote wasn’t making it into videos, OR was making my filming process 10X harder because I had too much stuff I was trying to say.

That one pattern realization bought me hundreds of hours back over the years and allowed me to create some of my best work. **

Rule three: stay curious, not critical.

You’re going to see stuff you don’t love, and that’s normal. But if you use this audit as ammunition to beat yourself up, it stops working.

Treat everything like data, like a scientist running an experiment, emotionally detached from the outcome. Guilt is terrible fuel. It burns hot for a day, then you crash and you’re back at zero with extra shame on top.

Remember: this is about catching patterns you didn’t consciously choose so you can choose differently.

Permission Slip

Here’s the truth about your 38%.

Some of it should go to deep work. The stuff that’s productive and moves your life forward and makes you proud of yourself when you lay down at night.

And some of it should go to being a human. Resting. Screwing around. Doing absolutely nothing “productive” on purpose.

This audit is not about turning your free time into a second job. It’s not about squeezing every drop out of your life like you’re trying to optimize a robot. It’s about making sure you’re spending your time on purpose instead of spending it by accident.

Because a lot of the time, the leak isn’t “fun.” The leak is the weird stuff that sneaks in. The scrolling that doesn’t even feel good. The half-working, half-distracting limbo. The things that look like rest on paper but somehow leave you more drained than before.

The audit shows you the difference.

Your 38% is already there. It’s been there your whole life. The only question is whether you’re going to keep guessing where it goes, or finally look.

See you saturday,

CK

P.S. Before you do the audit, take a guess. What do you think you’re spending your 38% on? Hit reply and tell me. Then do the audit and see if you were right. I’d bet money you’ll be surprised.

600 1st Ave, Ste 330 PMB 92768, Seattle, WA 98104-2246
Unsubscribe · Preferences

Refusing to Settle

YouTube: 1M+ subscribers | Shift your identity and design a life you love. Because self-improvement shouldn't feel like a never-ending to-do list. Join 40,000+ readers changing their lives every Saturday morning.

Read more from Refusing to Settle

The Knowing-Doing Gap Missed last week? — Catch up on the archive here Hey Reader, Last week I sent a survey to all 35,000 of you. One question was simple: What are you struggling with most right now? And after scrolling through the first 100 answers, the theme was pretty clear: “I know what I need to do, but I can’t get myself to do it.” Some of you said: “I sit down to do something and my mind will do anything else except the one task I sat down to do.” “I know the direction I want to go...

Quick ask: I’m putting together a short survey (2 min) to make sure the videos and content I’m creating this year are actually what you want to see. No email required, completely optional, but if you’ve got a couple of minutes, it genuinely helps me make better stuff for you. https://forms.gle/9Uq8FdAMPMEZkhtx6 The two phases that run your life Missed last week? Catch up on the archive here Hey Reader, An old business coach of mine told me something I didn’t fully understand yet. “Zero to...

Stop waiting to feel ready Missed last week? — Catch up on the archive here Hey Reader, I spent a full year telling myself I wasn’t ready to start this newsletter. I had all the excuses: “I need to find my voice first.” “I need to study more written content.” “I need to figure out the monetization strategy, so I don’t waste time.” You know what finally taught me my voice? Writing the damn newsletter. Pushing through every Saturday with no clue what I was doing. That’s when it hit me: there’s...